Reproductive Technology and IVF Financing
Achieving your dreams of parenthood.
While the rewards of parenthood and creating the family of your dreams are priceless, the financial commitment can be very challenging. Infertility treatment is not only emotionally draining; it is also a very costly investment. We understand and sympathize with these concerns and try to alleviate as much stress as possible by providing information for patients considering fertility treatments. We will always strive to provide you with complete, open communication and an understanding of the financial aspects of your care.
Many insurance companies now provide financial assistance for the diagnosis and treatment of fertility problems. Be sure to check your policy or call your agent.
Insurance Coverage and Benefits
Insurance benefits vary widely and it is impossible for us to know every possible scenario of coverage each plan has. Because each plan was selected by you or your employer, it is important to call and know all your benefits before you begin treatment. To assist you with this process, below are a few standard questions to ask of your insurance company:
- Does my insurance plan cover diagnostic evaluation for infertility, such as lab work, ultrasounds, hysterosalpingogram, and semen analysis?
- Does my insurance plan cover infertility treatment, such as artificial insemination or In Vitro Fertilization?
- What is my co-payment to a Fertility Specialist?
- What is my deductible?
- Does my insurance cover oral or injectable medications such as Clomid, Follistim, Gonal-F and Repronex?
- What is my co-insurance?
- Is medication part of my maximum?
Remember, you are their customer and have more influence with your insurance provider than your physician. Your involvement and assistance in coordination of authorizations is a vital part of this process and to protect you from the surprise of becoming financially responsible for any services they do not cover. The more you know about your coverage, the easier it becomes to go forward with treatment.
There are a few options available if your insurance company will not cover infertility treatment or if you do not have insurance coverage. Some banks will allow you to take out a personal loan for these procedures. For more information regarding special banks which help with financing elective procedures, contact our office. We will be happy to assist you in any way.
FLEXIBLE FINANCING
The Columbus Center for Reproductive Endocrinology & Infertility understands that financial issues may keep you from completing your dreams of parenthood. We have partnered with www.MedicalFinancing.com to offer a loan program that gives our patients the lowest and broadest interest rates, assuring all patients the highest chance for loan approval. In addition, www.MedicalFinancing.com offers a variety of loan types to fit your needs, including flexible term loans between 12-60 months with low interest rates, and interest free loans for up to 6 months. Please contact them now!
- Rates starting as low as 7.2%
- Payments as low as 1% of your balance
- Same as Cash Payment Plans for 3, 6 months
- Low affordable monthly payments
- Patient Payment Plans up to $30,000
- No prepayment penalty
- Financing available for all Levels of Credit
- No Collateral or Down Payment Required
- All Co-signers are welcome
Get pre-approved now! No cost or obligation to apply!
Our Payment Policy
We know that infertility treatment is a stressful, not only emotionally, but physically and financially as well. Unfortunately, many insurance plans do not cover infertility as a medical condition that requires treatment and we understand that your treatment decisions are often affected by financial concerns.
If you do have insurance coverage for infertility, we will be happy to file your claims with your insurance company and you would just be responsible for your portion. If your insurance company does not cover infertility treatment, our policy is to request payment at the time the services are rendered.
Learn more about our team:
Dr. Prakash J. Thiruppathi | CCREI Fertility Staff
Taking the First Steps:
Getting Started | Schedule a Visit | Patient Forms
